Welcome to Simply Mortgages and Life, your trusted partner in finding you the perfect mortgage tailored to your needs and protecting what matters most. We understand that life is unpredictable, and the unexpected can happen at any time. That’s why we offer a range of insurance options to help you prepare for the unexpected and provide financial security for you and your loved ones.
Our team of experts compares providers such as Legal & General, Aviva, Vitality, and Scottish Widows to help you find the best policy to suit your needs and budget. We understand that insurance can be complex and confusing, but our team is here to guide you through the process and help you make informed decisions.
A life insurance policy pays out a lump sum to your loved ones in the event of your death. This money can be used in a variety of ways, including repaying any outstanding mortgage debt you may have.
In addition to covering mortgage repayments, life insurance can also provide your family with financial support to cover everyday expenses such as monthly bills, groceries, and other costs. This can help ease the burden on your loved ones during a difficult time.
Furthermore, life insurance can also provide a safety net for your family’s future. For example, the lump sum payout can be used to cover larger expenses such as university fees, a new car, or any other major financial goals that you may have had for your family.
Life insurance can provide valuable peace of mind for you and your loved ones. At Simply Mortgages and Life, we can help you understand your life insurance options and find the right policy to suit your needs and budget.
Critical illness insurance pays out a lump sum if you are diagnosed with a specific illness such as cancer, heart attack, stroke, or multiple sclerosis etc. This money can be used for a variety of purposes, such as repaying any outstanding debts, accessing better medical treatment, or fulfilling a bucket list item. Ultimately, the choice is yours to make.
When it comes to critical illness insurance, the quality of the cover is more important than the price. You want to ensure that you have comprehensive coverage that will protect you and your family in the event of a serious illness. At Simply Mortgages and Life, we can help you make informed choices by comparing providers and their policies to find the right coverage for your needs.
Income protection insurance provides you with a replacement income if you are unable to work due to an accident or illness. This money can be used to cover your essential expenses, including your mortgage and bills, and help you maintain your standard of living during a challenging time.
If you have a mortgage on your property, your mortgage lender will legally require you to insure the buildings. This insurance protects the physical structure of your home in the event of damage from fire, flooding, or other unexpected events.
Whether you’re a homeowner, landlord, or tenant, Simply Mortgages and Life can help you find the right insurance policy to meet your needs. In addition to building insurance, we can also help you insure the contents of your home, including your personal belongings and high-value items both inside and outside of your home.
By working with us, you can ensure that you have the right coverage in place to protect your home and belongings in the event of an unexpected disaster.
Life insurance and critical illness cover can provide your family with a monthly income in the event of your death or diagnosis with a critical illness. This money can be used to cover the essential household bills and family running costs, ensuring that your loved ones are financially supported during a difficult time.
In addition to providing for your family’s immediate needs, life insurance can also be used to protect maintenance payments if you are divorced or separated. This ensures that your financial obligations continue to be met, even if you are no longer able to provide for them yourself.
At Simply Mortgages and Life, we can help you find the right life insurance and critical illness cover to meet your needs.
At Simply Mortgages and Life, our team of fully qualified advisers is dedicated to providing you with professional and trustworthy advice. One of the benefits of working with us is that our advice is completely free, and we do not charge any fees for arranging your policy.
We also offer a policy review service to assess your existing coverage and provide advice for any additional or alternative policies that may better suit your needs.
At Simply Mortgages and Life, there is no obligation to take out a policy or proceed with our advice. We provide our clients with all the information they need to make an informed decision.
Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
At Simply Mortgages and Life, there is no obligation to take out a policy or proceed with our advice. We provide our clients with all the information they need to make an informed decision.