We don’t just stop at mortgages. We also offer referral services. We understand that there are other financial needs that may arise when buying a home, such as will writing and estate planning, insurance, and conveyancing. That’s why we work with a network of trusted partners who are experts in their respective fields. Our partners are carefully vetted and selected to ensure that you receive comprehensive and reliable services.
It’s important to have access to expert advice and support to help you make informed decisions, that’s where Simply Mortgages and Life comes in. Our qualified advisers are dedicated to helping you find the best mortgage solutions to fit your unique needs.
Equity release mortgages are a popular option for older customers who own their own home but may not have enough income to support their lifestyle or to cover unexpected expenses. This type of mortgage allows you to borrow against the value of your home without having to sell it.
Instead, the loan is repaid when you either sell the property or when you pass away.
At Simply Mortgages and Life, we understand that equity release mortgages require specialist advice due to their unique nature and potential risks. That’s why we work with a network of trusted partners who specialize in this area to ensure you receive expert guidance throughout the process. Our partners will provide you with a range of options and explain the risks and benefits of each, so you can make an informed decision that’s right for your individual circumstances.
If you’re considering releasing equity from your home, don’t hesitate to contact us to learn more about our referral services and how we can help you access the options available. Our experienced advisers and trusted partners are here to support you every step of the way.
*Disclaimer: Equity Release will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. You are strongly advised to register a lasting power of attorney to mitigate the risks associated.*
At Simply Mortgages and Life, we understand that sometimes you may need to raise capital from your home, but raising it from your existing mortgage lender may not be an option. That’s why we work with a network of trusted partners who specialise in helping customers raise money secured against their home.
There are various reasons why you may need to raise capital from your home, such as consolidating debt, financing business purposes, or paying for school fees. Whatever your reasons may be, we’ll work with you to find the right solution that fits your unique circumstances.
Our team of qualified advisers will provide you with impartial advice. If specialist advice is needed, we’ll refer you to one of our trusted partners who can help you explore your options and find the right solution for your needs.
So if you need to raise capital from your home but are unsure where to start, contact Simply Mortgages and Life today to schedule a consultation with one of our friendly and experienced advisers.
Writing a will is an essential part of estate planning, and it’s something that everyone should consider. A will can help you ensure that your assets, including your home and money, are distributed according to your wishes after your death. Without a will, your assets may be distributed according to the laws of intestacy.
At Simply Mortgages and Life, we understand the importance of will writing and estate planning. We work with a network of trusted solicitors to offer these services. Our partners can provide you with advice on writing a will that reflects your wishes and ensures that your family are taken care of.
Our partners can also help you set up a Power of Attorney, which allows you to appoint someone to make decisions on your behalf if you become unable to do so. This can be a crucial safeguard, particularly for older homeowners, and can provide peace of mind.
Writing your life insurance in trust is a crucial step in ensuring that your loved ones receive the financial support they need after your passing. By doing so, you can guarantee that the payout from your insurance policy goes to the right people at the right time, reducing delays and ensuring that your family is taken care of during a difficult time.
But the benefits of writing your life insurance in trust go beyond just the payout. Trusts can also be used for other financial planning areas, such as protecting your assets from inheritance tax and ensuring that your children are provided for in the event of your death.
At Simply Mortgages and Life, we work with a network of trusted partners who can help you set up a trust for your life insurance policy.
Commercial property finance and funding can be a complex area, requiring specialist knowledge and expertise. Whether you’re looking to purchase a new commercial property or re-finance an existing one, there are a range of funding options available.
These can include traditional lending from banks and building societies, as well as specialist developmental finance.
We will refer you to one of our trusted partners who can offer further specialist advice in commercial finance.
We understand that every commercial property transaction is unique. Our aim is to ensure that you receive the best possible funding solution, whether you’re looking to purchase or re-finance a commercial property or mixed-use building.
Bridging finance is a type of short-term loan that is typically used to cover a temporary gap in funding when buying property. This type of finance can be particularly useful for those who need to buy a new property before selling their existing one or for those looking to buy an uninhabitable property that requires renovation.
However, it’s important to note that bridging finance can be more expensive than traditional borrowing and may not be suitable for everyone.
At Simply Mortgages and Life, we understand that every customer’s needs are unique, and we take the time to explain all the options available to you, including bridging finance. We will work closely with you to understand your financial situation and help you make informed decisions that are right for you. If we are unable to provide the service ourselves, we have a network of trusted advisors who can assist you with your bridging finance needs.
At Simply Mortgages and Life, we understand the importance of protecting your assets and investments through insurance. That’s why we work with a network of trusted insurance brokers who specialise in a range of personal and commercial insurance products.
Whether you need professional indemnity insurance to protect your business or insurance to cover your outbuildings and contents, we can refer you to the right broker for your needs.
Our insurance partners are experts and offer tailored insurance solutions to fit your unique requirements. They will work closely with you to understand your needs and provide you with the right coverage at a competitive price. Whether you need insurance for your home, car, or business, we can help you find the right broker to provide you with the coverage you need.
Equity Release will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. You are strongly advised to register a lasting power of attorney to mitigate the risks associated.
There may be a fee for mortgage advice once we’ve secured your mortgage which can range from zero to a maximum of £250.
The precise amount of our fee will depend upon your circumstances but we will make it clear up front when you are initially talking to us whether a fee will be charged or not.
Your property may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
Simply Mortgages & Life is a trading name of Clare Cook who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd. Advance Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority. Principal – Clare Cook