MORTGAGES WITH SIMPLY MORTGAGES AND LIFE

Buying a home is one of the most significant financial decisions that many of us will make in our lives. Whether you’re a first-time homebuyer, a seasoned mover, or an investor looking to enter the buy-to-let market, the process can be daunting. With so many options available and so much at stake, it’s important to have a trusted partner to guide you through the process. 

That’s where Simply Mortgages and Life comes in. Our experienced advisors are here to help you navigate the complexities of the mortgage market and find the right finance solution for your unique needs and circumstances. From traditional mortgages to buy-to-let and self-build options, we have the expertise and experience to help you achieve your goals.

Simply Mortgages and Life: First Time Buyer

First Time Buyer​

Buying a home is one of the biggest investments you will make in your lifetime. It can be overwhelming to navigate the complex world of mortgages, home buying, and moving costs on your own. At Simply Mortgages and Life, we have the experience and knowledge to guide you through every step of the process.

We start by getting to know you and your unique financial situation. From there, we can help you choose the right mortgage for your needs and budget. We will explain the various mortgage options available to you, including fixed-rate mortgages, tracker mortgages, and more.

We understand that buying a home involves more than just finding the right mortgage. You need to find the right home, negotiate a fair price, and navigate the closing process. Our team can provide guidance on all of these aspects of home buying.

Throughout the process, we are here to answer any questions you have and provide support when you need it. Our goal is to make the journey to home ownership as stress-free as possible.

Simply Mortgages and Life: Home Mover

Home Mover

Whether it is the first time you are moving or have experienced house moves before, we take the time to understand your unique needs and preferences. We work closely with you to find the right mortgage and home that fits your lifestyle and budget. 

From the initial property search to completion, we’ll guide you through every step of the process and provide you with answers to any questions you may have. 

Our personalised approach is tailored to your specific circumstances, ensuring that you receive the best advice and support. 

We’re here to provide you with the expertise and support you need to make your dreams a reality. 

Simply Mortgages and Life - Buy to Let

Buy To Let

Investing in a buy-to-let property can be a significant financial commitment, and at Simply Mortgages and Life we understand that. That’s why we offer a range of financing options to suit your unique circumstances and goals. 

 

We have extensive knowledge and experience in the buy-to-let market, enabling us to provide you with tailored advice and support throughout the process.

We will work with you to understand your financial situation and investment goals, and guide you through the various financing options. Our advisers will provide you with all the information to make an informed decision, including fixed or variable rates, interest-only or repayment mortgages, and the fees and charges involved.

We explain everything in detail and answer any questions. With our assistance, you can navigate the complexities of the buy-to-let market with ease and achieve your investment goals.

Whether you are looking to rebroke your portfolio or buy your first Buy-To-Let, we have the expertise to help you find the right solution.

Please note: Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Simply Mortgages and Life - Shared Ownership

Housing Schemes

Navigating the housing market options can be complicated, especially when considering the various housing schemes available. However, with our help you can receive the guidance you need to make an informed decision on the type of scheme that suits you.

Our team will provide you with impartial advice on the different schemes available, explaining the pros and cons. We’ll also take you through the various mortgage options and help you understand any potential costs such as the amount of deposit required, service charges and rental payments etc.

With years of experience in the industry, we have the expertise to help you navigate the complexities of the housing market. Our advisors will be with you every step of the way, providing personalised guidance to help you make the right decision.

At Simply Mortgages and Life, we believe in making the home buying process stress-free. 

Simply Mortgages and Life - Product Transfer

Product Transfer

Our team of experts has extensive knowledge and experience in the mortgage market, and we keep up to date with the latest market trends and deals to ensure that we’re offering you the most competitive rates. 

We’ll provide you with a comprehensive analysis of your existing mortgage deal, outlining any potential savings that could be made by switching providers.

If you’re interested in switching providers, we’ll help you find the best deal that fits your needs, taking into account any fees or charges involved. We’ll also guide you through the application process, ensuring that you have all the necessary documentation and that your application is processed efficiently.

We understand that every homeowner’s situation is unique, and we offer a personalised service that takes into account your specific needs and preferences. Whether you’re looking to switch providers or negotiate a better deal with your current lender, our team is here to help.

Simply Mortgages and Life - Remortgage

Remortgage

We have years of experience in the industry and understand that every individual has unique circumstances. That’s why we take the time to assess your situation.

If you’re looking for a better interest rate, raise capital, or help your children buy a home, we will guide you through the options available to you. Including fixed or variable rates, interest-only or repayment mortgages, and the various fees and charges involved. We’ll also take into account any early repayment charges or other costs associated with switching lenders.

At Simply Mortgages and Life, we believe in ensuring you have all the information to make an informed decision. We’ll provide you with a clear breakdown of the costs and benefits of remortgaging, so you can be confident in your decision.

Simply Mortgages and Life - Self Build Mortgages

Self Build Mortgages

Building your dream home, renovating an existing property, or converting a space can be an exciting process. It’s important to have a clear understanding of the finance options available to fund your project and the costs involved. 

Our team will provide you with impartial advice on the different schemes available, explaining the pros and cons. We’ll also take you through the various mortgage options and help you understand any potential costs such as the amount of deposit required, service charges and rental payments etc.

With years of experience in the industry, we have the expertise to help you navigate the complexities of the housing market. Our advisors will be with you every step of the way, providing personalised guidance to help you make the right decision.

At Simply Mortgages and Life, we believe in making the home buying process stress-free. 

Please note: Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice once we’ve secured your mortgage which can range from zero to a maximum of £250.

The precise amount of our fee will depend upon your circumstances but we will make it clear up front when you are initially talking to us whether a fee will be charged or not.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Simply Mortgages & Life is a trading name of Clare Cook who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd. Advance Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority. Principal – Clare Cook